Students today are leaving university in more debt than ever before. The majority of those who embarked on their undergraduate degree after 2006 face top-up fees, with students at many universities, including Oxford and Cambridge, forking out up to £3000 per year for tuition alone, not to mention accommodation and living costs.
Having just completed my degree and left university, my parents are several thousand pounds down and I owe a sum of roughly £14,000 to the
Student Loans Company.
Although my loan will be paid back in instalments according to how much money I earn per year, I'm a little concerned about my overdraft, which is currently at an alarming level and isn't showing any signs of improvement, despite having two summer jobs which give me a regular income. The only way I can see to earn some money instead of scrimping and saving to break even, is moving back home.
But there may be an alternative.
The following suggestions are not necessarily recommended:
1. Posing for photo shoots.I responded to a couple of posts on the
Gumtree website advertising for models to pose for photographs, hoping that the opportunities would be as innocent as some of them seemed. I really should have caught on when I read "an open mind, discretion and nice feet are essential" but in naive desperation, I responded to the ad and got the following response:
"Thanks for your interest. I would like to photograph your beautiful, naked feet in the comfort of your own home. You will be required to dip your feet in chocolate, custard and other substances. You will of course be paid for your time and you can keep the chocolate/custard, as well as a copy of the photographs."
After some careful consideration, I decided not to bother.
2. Modelling.Another trawl through the
Gumtree website led me to some slightly less seedy-sounding opportunities for money-making. "Average female models required for classy photo shoots", read one ad. Whilst I'm no Kate Moss, I'm reasonably confident about my body and thought that with a layer or two of make-up, flattering lights and the right clothes I could pull off a bit of amateur modelling. I emailed the person who posted the ad to enquire what would be expected of me.
The reply was:
leather catsuits.
Again, maybe not.
3. Participating in medical/psychology research.A move away from thoughts of photo shoots and modelling brought me to a whole selection of ads asking for individuals to participate in research projects. The opportunities ranged from answering surveys on depression and anxiety to testing new TB vaccination drugs. Even though an incident like last year's
Parexel disaster which left six men critically ill after taking part in a clinical trial is extremely unlikely ever to occur again, I wasn't comfortable with the idea of taking untested drugs, so I opted for a few others. So last week I went to have an
ultrasound scan on my heart to confirm that it was suitable for participation in an experiment involving inhaling air containing varying ratios of carbon dioxide and oxygen. It turned out that my heart "doesn't regurgitate enough", whatever that means, so I can't take part in that one. But I got paid a bit of cash just for lying on my side and getting my left boob covered in lube ("ultrasound gel" I think is the correct term), so it was worth the half hour. And tomorrow I'm off to the Warneford (the psychiatric hospital in Oxford) to have an MRI scan whilst being fed chocolate through a tube.
4. Getting a proper job.Yeah, yeah, I know.